Employee Benefits for Texas Small Business

It is unfortunate, but true.  A limited benefit plan sometimes is the only option an employer faces as costs continue to increase.  I have encountered businesses where the annual cost of their health insurance is equal to two employees’ salaries or more. Do you trade people for health insurance?

This article articulates it better than I: http://www.businessinsurancestore.com/business-health-insurance/mini-med-health-isurance-mini-answer-big-problem/

I find that the limited benefit or mini-med plans are best suited to groups where the employees simply will not purchase major medical under any circumstances.  It is an awesome plan b. However, when a mini-med is put in place solely due to employer cost concerns, the plan seldom works.  Employees remain dissatified and employers would rather pull the plug than deal with the issues.

That is where my new approach comes in and in most cases it helps provide value to the employees without breaking the bank (or the employer).